Smart watch insurance with exclusive discounts for Costco members

Smartwatch Insurance

Smartwatch Insurance

Whether you're an Apple fan or are loyal to other brands like Samsung or Sony, there is a smartwatch for you. If you want to protect your digital lifestyle and keep your messages, emails, notifications and apps right where you can see them, then you need to ensure that you have comprehensive protection. Get your free, no-obligation smartwatch insurance or smart watch insurance quote today.

What smartwatch insurance covers

  • Accidental Damage
    Covers accidentally cracked screens and any other damage that prevents the smartwatch from functioning normally.
  • Liquid Damage
    Covering the cost of repairs if your smartwatch is damaged by liquid as the result of an accident. If your smart watch is not repairable then you will be provided with a replacement.
  • Mechanical Breakdown
    Covers you for repairs and replacements to your smartwatch if it suddenly stops working outside the manufacturer's warranty.
  • Worldwide Cover
    This policy keeps you covered for the use of your smart watch anywhere in the world for up to 90 days in any 12 month policy period.
  • Unauthorised Calls
    If your smartwatch is accidentally lost or stolen we will cover up to £2,500 of unauthorised calls, texts or data use.
  • Theft
    Covers you for any damage or loss resulting from your smart watch being stolen, as long as it is in your possession or stored in a secure place out of sight.
  • Loss
    Covers you for the replacement of your smart watch if you accidentally lose it.

Smart Savings

  • Multi-Gadget : Insure two or more gadgets at the same time and get an additional 10% discount. There is no code needed - it's added automatically.
  • Payment Options : There's no additional charge or interest if you opt to pay monthly. Or opt to pay annual and get 12 months cover for the price of 10

Smart Watch Insurance Questions

These are some of the common questions people have, and answers, so you know what to expect before you purchase smart watch insurance.

Is there a claims excess?

Yes, there is a claims excess payable in the event of a claim. The excesses are £25 per claim for gadgets valued under £250, £50 for gadgets valued £250 to £749 and £75 for gadgets valued over £750. These values are determined when the gadget was new.

Can i insure any gadget, any age?

We've a growing list of over 650 gadgets but if your smartwatch make or model is not listed please let us know and we'll get it added. All gadgets must be purchased, as new, with evidence of ownership or refurbished in the UK direct from the Manufacturer or Network Provider. Gifts are also acceptable providing you have a gift receipt or other evidence of ownership. In any case the gadget cannot be more than 36 months old at the time of policy purchase.

Am i covered straight away?

This policy does not cover any claim(s) made, or any event causing the need for a claim to be made, that occurs within the first 14 days of the start date of the policy. Nor the first 14 days of any amendment to the policy where the smartwarch or gadget has not been insured within 14 days of purchase. However if your smarth watch or gadget is less than 6 months old at the time of insuring it's covered straight away.

Am i covered outside the UK?

The policy provides worldwide cover for upto 90 days in any 12 month period. Please refer to the policy wording document for full details.

Terms & Conditions

Calls to 0330 numbers are free when using any inclusive landline or mobile calling allowance, else charged at local rate. All calls are recorded and monitored for training purposes. The information contained on this page covers policy benefits taken from the latest policy wording dated September 2018. Smartwatch insurance and smart watch insurance is arranged by Broker Partnerships.

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Exclusive Costco member discounts

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